Financial Wellness

Helpful articles on topics related to personal financial health and well-being

Credit score number of 735 on a smartphone
October 29, 2023

When should you check your credit report?

How often do you check your credit report? Maybe the better question is, when was the last time you checked your credit report? A regular review of your credit report is a good habit to develop. Whether you are in the…

Prioritizing bills and asking for help
October 26, 2023

Prioritizing bills and asking for help

Keeping up with payments is an essential part of managing your money, but it isn’t always easy. A change in circumstances, such as with a job, the arrival of medical bills or a rise in the cost of living, may…

Eight tips to help prevent fraud
October 27, 2022

Eight tips to help prevent fraud

Fraud can be a scary word, especially if it’s happening to you. Now more than ever, the signs of fraudsters are all around us. Fraud indicators could be from companies about data breaches or emails letting you know your personal…

What is the difference between a hard credit pull and a soft credit pull?
September 19, 2022

What is the difference between a hard credit pull and a soft credit pull?

Have you ever reviewed your emails and wondered where all the “You’re preapproved!” messages are coming from? Me too. More importantly, preapproved for what? And how? I haven’t applied for anything. Receiving preapprovals, whether via email, regular mail or any…

Financial health begins with these tips, tools and resources
March 28, 2022

Financial health begins with these tips, tools and resources

Every month is a financial literacy month for customers of Santander Consumer USA (SC) – April is just when everyone else takes part. Marking the official Financial Literacy Month in April, SC will continue our ongoing focus on providing all…