Financial Wellness

Helpful articles on topics related to personal financial health and well-being

Woman looking at computer
May 4, 2023

Use auto finance calculators before you buy your next car

Go figure. Before you purchase your next vehicle. The auto finance calculators in the Learning Center at Santander Consumer USA’s website can help you learn just how much car you can afford. While we are in the business of financing…

Eight tips to help prevent fraud
October 27, 2022

Eight tips to help prevent fraud

Fraud can be a scary word, especially if it’s happening to you. Now more than ever, the signs of fraudsters are all around us. Fraud indicators could be from companies about data breaches or emails letting you know your personal…

15 key terms to know when buying or leasing a car
September 21, 2022

15 key terms to know when buying or leasing a car

Sometimes using industry jargon becomes second nature and we forget that others don’t always speak our language. Most of us are guilty of doing it at one time or another. Like the other day when my daughter’s “dogs were barking”…

What is the difference between a hard credit pull and a soft credit pull?
September 19, 2022

What is the difference between a hard credit pull and a soft credit pull?

Have you ever reviewed your emails and wondered where all the “You’re preapproved!” messages are coming from? Me too. More importantly, preapproved for what? And how? I haven’t applied for anything. Receiving preapprovals, whether via email, regular mail or any…

Introducing MyAccount Wallet
June 1, 2022

Introducing MyAccount Wallet

Making payments just got easier! We’re excited to introduce MyAccount Wallet, a fast and secure way for our customers to access their saved debit card and bank account information when making auto payments. Set up is as easy as 1-2-3!…

How cancellations are processed for ancillary products
May 24, 2022

How cancellations are processed for ancillary products

Ancillary products are optional vehicle protection, service agreement plan and insurance products that are typically purchased when a vehicle is sold or leased and are in addition to the cost of the vehicle. Common ancillary products include: Credit life and…