Helpful articles on topics related to personal financial health and well-being
According to the Federal Trade Commission, identity theft cases reported in the U.S. more than doubled from 2019 to 2020. Proving the point that ID theft is very much on the rise, and it’s now more important than ever to…
When an account becomes very past due, the creditor may decide to turn it over to an inside collection department. They may also sell the debt to a third party or refer the account to an outside agency. Once an…
You found the vehicle of your dreams and the dealer offered you what you think is a fair amount for your trade. So, now what? If you own your trade-in vehicle (you’ve completed any loan or lease contract that you…
Paying your bills on time can be a balancing act but making timely payments is important for a variety of reasons. When you sign a financing contract, you enjoy the benefits of having money to spend or, in the case…
As a whole, Americans seem to have become more aware of their spending over the last year. Before 2020, consumers added, on average, $45.6 billion in credit card debt each year. But during 2020 and the beginning of 2021, consumers…
Financial well-being is a fundamental part of life, and one of its pillars is the health of your credit. Your credit habits, which are reported by credit reporting agencies, impact your credit score and ability to get financing, so understanding…