Pay by Phone

Please note that fees may apply for this service.^* Call our automated system at (888) 222-4227 to make a free payment using your checking or savings bank account. Make sure you have your Santander Consumer USA account number and your checking or savings bank account information ready when you call. Paying with a checking or savings bank account is free, but a fee will apply to debit card payments made by the automated phone system or with a live agent.

These payments are effective on the day that the payment is made, though it is common for a bank to take 24 to 48 hours to withdraw the funds. Please make sure that any funds you commit to paying remain in your checking or savings bank account until the transaction has been completed.

Call us now to make your payment by phone at (888) 222-4227 .

^*Santander Consumer’s third-party payment processing partners charge a fee to process your debit card payment made by the automated phone system or with a live agent. Santander Consumer USA retains no part of that fee. Visit our payment options page to view third-party processing fees.